When most people hear the words estate planning , they immediately think about what happens after they pass away. Who gets the house? Who inherits the savings? Who manages the estate? But that’s only part of the story. A well-crafted estate plan doesn’t just protect your assets after death — it protects you  while you’re still living, especially during an unexpected health crisis or period of incapacity. The Overlooked Side of Estate Planning Life can change in an instant. A