It’s easy to put off estate planning. For many, it’s one of those “I’ll get to it later” tasks—often pushed aside until something forces the conversation. In fact, a recent survey found that 43% of Americans without a will plan to wait for a medical diagnosis before creating one . On the surface, that may seem reasonable. But in reality, this “wait-and-see” approach can create serious and avoidable challenges for both you and your loved ones. The Risk of Waiting Too Long Esta